Every month, millions of Americans receive their payment from the Social Security. This includes retirees, people with disabilities, and surviving family members.
Among these benefits is Supplemental Security Income (SSI), intended for those with low income or limited resources. However, September 2025 brings a small change that's worth knowing.
Why won't the SSI payment arrive in September?
Normally, SSI payments are deposited on the first day of each month. But this year, September 1 is Labor Day. Since it's a federal holiday, banks and the Social Security Administration (SSA) don't make deposits that day.
Normally, SSI payments are deposited on the first day of each month | Getty Images Signature, Getty Images Pro
This means the payment many expected on September 1 will be moved up to August 29. Yes, that's right: to avoid delaying beneficiaries, the SSA made the deposit a few days earlier. Therefore, there won't be a second SSI payment in September, so it's important for beneficiaries to keep this in mind when planning their expenses.
Social Security payment dates in September
For those receiving retirement, survivor, or disability benefits (SSDI), the payment schedule depends on the birth date:
Wednesday, September 10: People with birth dates between the 1st and 10th of the month.
Wednesday, September 17: People with birth dates between the 11th and 20th of the month.
Wednesday, September 24: People with birth dates between the 21st and 31st of the month.
SSI continues to be paid on the first business day of the month, except for holidays like Labor Day.
Who can receive Social Security benefits?
Social Security isn't just for retirees. There are three main groups:
Retirees: These are people who worked and contributed to the system during their working life. They receive monthly payments upon reaching retirement age.
People with disabilities: If a serious medical condition prevents someone from working and they've contributed to Social Security, they can receive Social Security Disability Insurance (SSDI).
Surviving family members: When a worker dies, their dependents or spouses can receive survivor benefits if the deceased contributed to the system.
Social Security isn't just for retirees | Getty Images, Getty Images Signature
Tips for this month
Check your bank to confirm that the early SSI deposit was made correctly.
Adjust your payments and expenses, since there won't be a second SSI deposit in September.
Stay alert to Social Security payment dates for other benefits, especially if your birth date changes the deposit date.
September 2025 is an unusual month for those who depend on SSI. Knowing the payment schedule and anticipating changes can help you manage your budget better. Remember that the Social Security Administration is available for questions if any issues arise with the deposits.