Choosing the ideal place to retire is not just a matter of climate. Quality of life, the senior community, and the local economy also matter. For those seeking peace, safety, and comfort, some cities in the United States stand out above the rest.
The latest study by GOBankingRates, published in August 2025, gives us a clear guide on where to live well after age 65.
Florida: the paradise for retirees
It's no surprise that Florida dominates the list; Dunedin tops the ranking with a livability score of 84. 34.7% of its population is over 65 and the median income is around $68,000. Its walkable streets and welcoming atmosphere make this city a perfect place to enjoy retirement.
Ormond Beach follows, with calm beaches and enough local life to keep you active. Sebastian, another coastal city, combines serenity by the river with 36% senior residents. Gulfport and Estero also stand out, offering coastal attractions and very friendly communities for older adults.
Naples and Venice are top-level and tranquility combined. With more than half of their population made up of seniors, these cities are true dream retreats. Naples, in particular, boasts a median income of $141,000, ideal for those seeking comfort and exclusivity.
Beyond Florida
Although Florida concentrates most of the destinations, other states also offer attractive options. Parole, in Maryland, stands out with a median income of $119,000 and 34.4% senior residents, offering a refined lifestyle.
In Arizona, Oro Valley and Cottonwood stand out for their clear skies and quiet neighborhoods. Oro Valley, with a median income of $105,000, combines top-level and sunshine; Cottonwood is more affordable, perfect for those seeking peace without overspending.
Mesquite, Nevada, offers a peaceful life in the desert without casinos and with a comfortable median income of $74,000. Meanwhile, Pompton Plains and Ocean City, in New Jersey, provide options in the Northeast, with eco-friendly communities and lively boardwalks.
Peaceful and affordable living
Some cities stand out for their economic accessibility and relaxed atmosphere. Tavares, Florida, for example, offers the tranquility of the lake region at reasonable prices. Punta Gorda combines riverside charm with a majority senior community, ideal for those seeking a slow and safe pace of life.
Choosing the perfect place
The choice of city will depend on your priorities: beach, desert, top-level, or an economical lifestyle. The important thing is that these 15 cities offer active communities, good infrastructure, and an environment designed for retirees.
If you're thinking about your retirement, it's worth considering these options. Each has its own charm and unique features. Florida remains the favorite, but Maryland, Arizona, Nevada, and New Jersey also surprise with ideal places to live the best stage of your life.